Commercial Loans
If you’re looking to purchase, develop, or refinance a commercial property – whether for your own business use or as an investment – chances are that you’ll need a commercial loan.
Types of commercial loans.
Because the scope of what businesses require for commercial loans is so broad, there’s a vast range of different loan options available. Many business owners find it difficult to navigate all the different choices out there.
Which lender is right for your situation?
What loan structure suits your business?
How do you balance repayments with cash flow?
We’re here to answer those questions.
Purchasing a commercial property
Ready to secure your own commercial premises or add to your investment portfolio? Buying a commercial property is a significant move, and getting the right loan structure from the start makes all the difference.
Our services include helping you determine your borrowing capacity, assessing the value of properties you’re considering, finding the best loan options for your specific business needs, and coordinating settlement once you’ve found the right property.
Refinancing a commercial loan
Could your business be saving money by switching to a better commercial loan? There’s no point paying more than you need to when a better deal could be freeing up capital for your business.
We’ll do the searching for you, present you with the best loan options available, and help you compare them to your current arrangement so you can make an informed decision. If you choose to refinance, we’ll take care of the whole process, so you can stay focused on running your business.
Borrowing through your company or trust
Looking to purchase commercial property under a company or trust structure? Many business owners and investors prefer to hold commercial property in a structure that offers tax advantages and asset protection.
We’ll guide you and your advisors through the loan options available for company and trust borrowers, explain how each structure impacts your lending capacity, and help you secure the most suitable loan at the best available rates.
Bridging the gap between commercial purchases
Should you secure a new property before offloading your current one? It’s a common dilemma in commercial property.
If you’ve identified your next commercial property before your current one is sold or refinanced, we can help you set up a short-term bridging loan to cover the gap. That way, you won’t lose the right opportunity while you wait.
Bridging loans can carry higher costs, so we’ll help you find the most affordable options to keep your business finances on track.
In Practice.
Speedy turnaround times.
The property market waits for no-one. That’s why we offer speedy turnaround times, so you won’t miss out on the perfect opportunity.
Huge range of flexible loan options.
Our broad range of flexible loan opportunities comes from access to over 50 lenders. It means we can find the right solution for whatever type of loan you need.
Support when you need it most.
When it comes to property, we’ve seen and done it all. That’s what makes us so well-equipped to guide you through the process and do whatever it takes to make your experience a positive one.
Empowering you to make confident decisions.
Whether you’re buying, building, or refinancing, we’ll guide you through the process and find you the best-fit loan so you can move forward with confidence.